If you are a home owner and your mortgage is partially or fully paid off. You can use the equity you have built up to qualify for low rate refinance or second mortgage, doing so can save you thousands! for a limited time......
GET $200 off on your first mortgage payment on every mortgage funded through us by 08.31.2011.
There are 2 ways you could borrow..
| 2nd MORTGAGE BENEFITS |
|  | Unlock Funds Without Paying Out 1st |
|  | Improve/repair your credit |
|  | Pay off tax & mortgage arrears |
|  | Improve your monthly cashflow |
|  | Borrow funds on a short-term basis | | | |
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| | 2nd MORTGAGE EXAMPLES |
|  | Debt consolidation & credit repair |
|  | Working capital for small businesses |
|  | Cash out for buying a rental property |
|  | Equity take out when locked into 1st |
|  | Access funds quickly when in distress | | | | |
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In some cases, we are able to offer our 2nd mortgages as secured line of credit
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|  | farms, cottages, and commercial properties also funded on a case by case basis.
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|  | Self-Employed (non provable income), Bad Credit, Power of sale, past bankruptcy or in consumer proposal acceptable.
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|  | Fast, Efficient, Convenient, & Full disclosure upfront.
| | | | | | GENERAL LENDING GUIDELINES FOR BAD CREDIT APPLICANTS |
|  | 2nd mortgages generally available up to 85% maximum in URBAN city centers.
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|  | 2nd mortgages generally available up to 80%% for semi-urban or small townships |
|  | 2nd mortgages generally available up to 75% for very rural / remote locations.
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2, Refinance - some of the advantages are
- Reduce you mortgage payments
- Get extra cash for renovations, investments
- Lower interest costs a save money over the long term.
- pay off credit cards and boost your credit score.
Example of debt refinanced at today's 3.69% for 35 year amortization. | Loan Amount | Minimum Payment | CENTUM Payment | Savings / month | | $20,000.00 |
| $600.00 |
| $85.12 |
| $514.88 |
| | $30,000.00 |
| $900.00 |
| $127.69 |
| $772.31 |
| | $40,000.00 |
| $1,200.00 |
| $170.25 |
| $1,029.75 |
| | $50,000.00 |
| $1,500.00 |
| $212.81 |
| $1,287.19 |
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If you'd like to have a conversation about eliminating your debt... contact us today.