We specialize in Mortgage Refinancing in Whitby

You can use the monetary value of your home in the Whitby area to pay off high interest debts and be mortgage-free quicker.

It is possible to use mortgage refinancing to get up to 80% of your home’s value quickly and easily. This money can be used to pay off other debts like a high-interest credit card, late bills, and short term loans.

  • Worried about the potential penalties?
  • Concerned the money won’t make a difference?

Think again.

When you use your home’s equity to consolidate your debt, you reduce your payments, improve your monthly cash flow, and make it easier to be mortgage-free in a short period of time.

For full details, call or email us today. We guarantee a FAST mortgage pre-approval for your Whitby home!

Mortgage Broker, you Can Trust for your Debt Consolidation in Whitby

Free Debt Relief Help and Credit Counselling in Whitby

Living in Whitby has numerous benefits, including a scenic waterfront overlooking Kempenfelt Bay and historic downtown with shops and amenities. In addition, Whitby hosts many festivals and events throughout the year and constantly attracts new tourists and hopeful residents.

Living anywhere in Canada can be expensive, and struggling with debt makes life difficult. If you’re overwhelmed with your current financial situation and find yourself consumed with thoughts of money and the future, consider debt counselling. We offer nonprofit debt relief, consolidation, and counselling by phone or in person at our Whitby office. These services can help you manage your finances and get out of debt fast without strings attached.

Get Approved for Second Mortgage in Whitby in Minutes

Second Mortgage Whitby

In Whitby, and in other parts of Canada, second mortgages are a popular way to obtain loans for covering unexpected expenses. For example, taking out a second mortgage on your Whitby home can be used to pay off credit card bills, overdue property taxes, or student loan debt.

To get more information about Whitby second mortgages, please call us for a free consultation.

Whitby Second Mortgage Interest Rates

It’s important to know second mortgage interest rates are typically higher than the rates offered for first mortgages. If you want to get the lowest interest rate for your second mortgage, you need a property with a low loan to value ration. To get the best results, it is best to have a loan to value ratio below 60%.

Take Advantage for the Equity in your Home and Get a HELOC in Whitby

For homeowners around the world, using home equity lines of credit (HELOCs) has become a great way to tap into the value of homes. However, it is important to be careful with how you spend the money. For example, using a HELOC is good for paying off debt, but bad for going on vacation or buying new electronics.

A home equity loan is a loan secured against the value of real estate you own. Private lenders offer this form of credit since they do not have the same restrictions as banks. To secure a home equity loan, you do not need a good credit score. Instead, you just need to be the legal property owner and have some equity in the home itself.

If a home equity loan or HELOC is something you are interested in, contact us today. We are a professional team of loan specialists who serve Whitby.