Debt Consolidation Whitby

A debt consolidation program combines more than two debts into a single debt. The result? One monthly payment rather than multiple, lower interest rates, and a reduced term of repayment.

Are you interested in debt consolidation in Whitby? We can help!

A Simple Debt Management Plan

A Debt Consolidation Program, or DCP, turns your credit card debt, payday loans, and any other unsecured debt into one secured owing amount. This is a straightforward solution with significant benefits for debt relief. The benefits of a DCP include:

  • A single lower monthly payment
  • Drastically reduced interest
  • Elimination of stressful collection calls
  • Access to a secured credit card
  • Access to an unsecured credit card at the culmination of the program
  • Partnered with an experienced Credit Counsellor who negotiates on your behalf with all creditors
  • Monthly fund transfers via debit, money order, or telephone banking
  • Automatic and tracked payments to creditors

How to Set Up Your Debt Management Plan to Guarantee Success

A Debt Consolidation Program not only provides a hassle-free and personalized debt management plan, it teaches you effective money management skills that will protect you for the rest of your life. You’ll learn how to:

  • Build and stick with a monthly budget
  • Track and control your spending habits
  • Set achievable financial goals that benefit you in the present and in the future
  • Discover how your money can work for you

Advantages of a Debt Consolidation Program

A Plan Towards a Better Tomorrow.

  1. A consolidated debt can often be paid off between 24 and 48 months, even with lower, more affordable monthly payments
  2. Reduced or even stopped interest that can save hundreds of thousands of dollars
  3. Access to a qualified professional that helps you set up and stick with a monthly payment plan
  4. Avoid insolvency including consumer proposals or bankruptcies that have serious ramifications on your financial health and your future financial options

Take control of your money via powerful tools, real-time assistance from real people, and a positive, future-focused attitude, via Debt Consolidation with Dunlop Mortgage.